A growth engine for
every partner in the
ownership journey.
Garantie connects the people who sell, finance, service and upgrade devices and vehicles — into one protection ecosystem. For our partners, that means higher attach, lower claim leakage, sharper retention and a share of a revenue stream that today leaks out of the system.
We protect the trust between
the brand and the customer.
Ecosystem
OEM
Turn after-sales into your next growth line.
For mobile and two-wheeler OEMs, after-sales is no longer a cost centre — it is a margin engine, a loyalty lever and a data goldmine. Garantie operates the programme end-to-end: design, pricing, activation, claims, analytics and post-service upgrade loops — branded as yours.
Accelerated attach at point of sale
Retailer App and GT network activate plans in under 90 seconds, lifting attach rate from industry baselines of 3-5% toward the 15-20% frontier.
AI-driven claims, brand-safe outcomes
Real-time decisioning with full audit trail, so customer promise and loss-ratio both improve in the same quarter.
Ownership-loop revenue
Upgrade, referral and eWaste programmes convert after-sales into repeat-purchase flywheels — turning the tail of ownership into the start of the next sale.
NBFC
Finance the device. Finance the protection. Own the lifetime value.
Garantie is integrated with India's leading NBFCs and every major payment gateway: Razorpay, PayU, Cashfree. Protection becomes a natural, one-tap addition to the loan or checkout flow, expanding ticket size and building repeat customer relationships.
Checkout-native protection
SDKs and APIs that embed plan selection inside existing loan-origination and payment flows, with no retailer training overhead.
Higher effective yield per loan
Bundled protection improves the customer's repayment stability and opens a recurring, non-interest revenue line for the financier.
Shared risk, shared reward
Co-designed commercial models with revenue share, first-loss options and portfolio-level analytics — structured the way financiers prefer to work.
LFR
Every footfall is an attach opportunity. We help you capture it.
For organised retail, protection plans are one of the highest-margin, lowest-inventory categories on the shelf. Garantie equips the store staff with the tooling, training and incentive structures to turn browsing customers into protected ones — without slowing down the till.
Floor-ready activation
Point-of-sale workflow that works on any tablet or POS, across Android and iOS, with offline-resilient plan issuance.
Staff incentive engine
In-app gamified targets, live leaderboards and auto-calculated incentive pay-outs — designed to move the store associate behaviour that actually drives attach.
Category analytics chain leaders trust
Store-wise, SKU-wise, staff-wise attach and claim dashboards, plug-and-play into existing chain-level BI stacks.
GT
50,000+ retailers. One app. A new income stream — every single day.
For the independent retailer, every protection plan sold is incremental margin on a sale they were already making. The Garantie Retailer App turns that opportunity into a daily rhythm — simple activation, instant incentive visibility, and a direct line to Garantie support when it matters.
A plan sold in under 90 seconds
IMEI capture, plan selection, digital payment and customer SMS — done on a single screen.
Daily incentive visibility
Retailers see exactly what they've earned, in real time — the single biggest driver of sustained activation.
Integrated ecosystem in one app
Plan activation, finance linkage via NBFC partners, upgrade quotes, and one-tap service-centre escalation — all in the same retailer login.